Let's take a few examples of what you could earn with Liberty National.
The first year income is paid as soon as the policy begins processing in the Home Office (70%) and when the policy issues (30%).
EXAMPLE: Whole Life
Policy sold at $700 annual premium. Agent is advanced $318.50 upon submission and an additional $136.50 is deposited into the commission account when the policy is issued!
...and renewals continue for the life of the contract!
This is assuming a $50,000 policy purchased on Bank Budget, Direct Pay. Production bonus of 55% is the maximum Renewal Year Agent bonus rate; A First Year Agent can receive up to 65%.
| Monthly Bank Draft Premium per Sale |
1st Year Income Net 3 apps per week |
Production Bonus |
Total Income |
| $45 | $50,700 | $37,500 | $88,200 |
| $67.50 | $76,050 | $74,700 | $150,750 |
| $90 | $101,400 | $99,600 | $201,000 |
| Monthly Bank Draft Premium per Sale |
1st Year Income Net 4 apps per week |
Production Bonus |
Total Income |
| $45 | $67,600 | $66,400 | $134,000 |
| $67.50 | $101,400 | $99,600 | $201,000 |
| $90 | $135,200 | $132,800 | $268,000 |
The first year income is paid as soon as the policy begins processing in the Home Office (70%) and when the policy issues (30%).
EXAMPLE: Cancer Expense
Family Plan written at $600 annual premium. Agent is advanced $214.20 upon submission and an additional $91.80 is deposited into the commission account when the policy is issued!
...and renewals continue for the life of the contract!
Example assumes Agent writes a 50/50 split of issues 0-50 and ages 51-63. Production bonus of 55% is the maximum Renewal Year Agent bonus rate; A First Year Agent can receive up to 65%.
Cancer Income based on $356 annual premium ($32 per month).
| Apps per week |
Agent Commission | Production Bonus | Total Income |
| 4 | $37,764 | $35,600 | $73,364 |
| 6 | $56,647 | $70,915 | $127,562 |
| 8 | $75,529 | $94,554 | $170,083 |
| 10 | $94,411 | $118,192 | $212,603 |
The first year income is paid as soon as the policy begins processing in the Home Office (50%) and when the policy issues (50%).
EXAMPLE: Group Term Life
Male 55 years old at $600 annual premium. Agent is advanced $187.50 upon submission and an additional $187.50 is deposited into the commission account when the policy is issued!
...and renewals continue for the life of the contract!
Group Term Life income
Based on average 32-employee company; 50% of employees choose plan
$32.40 per month ($7.55 per week); $360 AP per policy. Production bonus of 55% is the maximum Renewal Year Agent bonus rate; A First Year Agent can receive up to 65%.
| Cases per Month | Agent Commission | Production Bonus | Total Income |
| 1 | $43,200 | $33,231 | $76,431 |
| 2 | $86,400 | $88,261 | $174,661 |
| 3 | $129,600 | $132,391 | $261,991 |
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