Let's take a few examples of what you could earn with Liberty National.
The first year income is paid as soon as the policy begins processing in the Home Office (70%) and when the policy issues (30%).
EXAMPLE: Whole Life
Policy sold at $700 annual premium. Agent is advanced $318.50 upon submission and an additional $136.50 is deposited into the commission account when the policy is issued!
...and renewals continue for the life of the contract!
This is assuming a $50,000 policy purchased on Bank Budget, Direct Pay. Production bonus of 40% is the maximum Renewal Year Agent bonus rate; A First Year Agent can receive up to 40%.
| Monthly Bank Draft Premium per Sale |
1st Year Income Net 3 apps per week |
Production Bonus |
Total Income |
| $45 | $50,700 | $31,200 | $81,900 |
| $67.50 | $76,050 | $46,800 | $122,850 |
| $90 | $101,400 | $62,400 | $163,800 |
| Monthly Bank Draft Premium per Sale |
1st Year Income Net 4 apps per week |
Production Bonus |
Total Income |
| $45 | $67,600 | $41,600 | $109,200 |
| $67.50 | $101,400 | $62,400 | $163,800 |
| $90 | $135,200 | $83,200 | $218,400 |
*Based on submitting enough premium each week to meet or exceed the bonus requirement
The first year income is paid as soon as the policy begins processing in the Home Office (70%) and when the policy issues (30%).
EXAMPLE: Cancer Expense
Family Plan written at $600 annual premium. Agent is advanced $252 upon submission and an additional $108 is deposited into the commission account when the policy is issued!
...and renewals continue for the life of the contract!
Example assumes Agent writes a 50/50 split of issues 0-50 and ages 51-63. Production bonus of 40% is the maximum Renewal Year Agent bonus rate; A First Year Agent can receive up to 40%.
Cancer Income based on $356 annual premium ($32 per month).
| Apps per week |
Agent Commission | Production Bonus | Total Income |
| 4 | $44,428 | $29,619 | $74,047 |
| 6 | $66,643 | $44,428 | $111,071 |
| 8 | $88,857 | $59,238 | $148,095 |
| 10 | $111,072 | $74,048 | $185,120 |
*Based on submitting enough premium each week to meet or exceed the bonus requirement
The first year income is paid as soon as the policy begins processing in the Home Office (50%) and when the policy issues (50%).
EXAMPLE: Group Term Life
Male 55 years old at $600 annual premium. Agent is advanced $187.50 upon submission and an additional $187.50 is deposited into the commission account when the policy is issued!
...and renewals continue for the life of the contract!
Group Term Life income
Based on average 32-employee company; 50% of employees choose plan
$32.40 per month ($7.55 per week); $360 AP per policy. Production bonus of 55% is the maximum Renewal Year Agent bonus rate; A First Year Agent can receive up to 65%.
| Cases per Month | Agent Commission | Production Bonus | Total Income |
| 1 | $43,200 | $27,648 | $70,848 |
| 2 | $86,400 | $55,296 | $141,696 |
| 3 | $129,600 | $82,944 | $212,544 |
*Based on submitting enough premium each week to meet or exceed the bonus requirement
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